Tài chính doanh nghiệp - Chapter fourteen: Other lending institutions: savings institutions, credit unions, and finance companies
Historically referred to as Savings and Loans (S&Ls) Savings banks (SBs) appeared in the 1980s Specialize in long-term residential mortgages, which are usually financed with short-term deposits of small savers Faced a huge crisis during the 1982-1992 period that saw over half of all SIs fail
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